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Mohammar Al-Habash Comment On Regulatory Notice 22-08

Mohammar Al-Habash
N/A

Dear sir or Madam, Although I appreciate the concerns for the well being of the citizens. I find more regulation on any investor infringing and destructive. I personally have a Ph.D. in mathematics. I spend great deal of of time assessing risks, creating models to make sure I am making the right decisions. Using leveraged funds is vial in leveraging, since you use a little bit of money to "take the opposite side" of your portfolio. Without it, one left without any "plan B" if his/her found themselves on the other side of the market direction. I understand that not everyone might be as educated and savvy investor as myself, however making people pass "net worth" test is denying them the opportunity to participate in gains. Making them get broker special permission, it transferring the decision to the broker. That is not right. Making education available, not mandatory, and making people aware of the education is a good idea. I think more education does not hurt. You cannot stop people from going to Vegas and loosing their life savings. Yet you want to impose restriction on much less risky and way more documented and declared risks. That does not make sense at all. Thanks.