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Michael Moody Comment On Regulatory Notice 22-08

Michael Moody
N/A

The proposed regulations are, quite frankly, stupid. Leverage is easy to understand, and while it carries risks, it would be exclusionary and harmful to prevent people from investing in a basic public security that happens to be leveraged. Such regulation is inconsistent with the risks and benefits I already accept as an adult. There is not regulation to prevent me from spending $20,000 of my own money on a car or a boat that will surely depreciate, so why am I treated like a child when it comes to investing? By allowing high net worth individuals to invest in potentially higher-yield investments, but preventing ordinary Americans from doing so, you are creating an artificial barrier for the middle class. As such, the potential regulation is not only unnecessary, but actively harmful, and should not be pursued.