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Mary Nichols Comment On Regulatory Notice 22-08

MARY NICHOLS
N/A

To FINRA administration: I OPPOSE the FINRA Regulatory Notice #22-08, which would limit my right to invest in inverse and leveraged funds which would threaten my financial objectives as an investor. I have been trading securities and funds in my personal and retirement accounts for over 30 years and should be able to choose the vehicles which I feel are appropriate for my portfolio and am aware of the risks involved. I have done my own due diligence in educating myself, as an investor, to understand the risks involved, including review of these funds prospectus. Personally, I have been able to generate more alpha than passively managed funds, because of the use of inverse and leveraged funds, used to protect my portfolio in volatile economic environments. The proposed regulation would add more cost to me, as an investor, if I would have to pay fees to a financial planner, if that was the only way to invest in inverse funds, or have to take an "test" to invest in public securities. In closing, I firmly oppose the proposed FINRA regulation and consider this an infringement of my rights as an investor in the US equity markets.