Skip to main content

Mahesh Goswami Comment On Regulatory Notice 22-08

Mahesh Goswami
N/A

I have been trading leveraged securities for many years starting with Guggenheim Funds (previously traded as Leveraged RYDEX Funds). My success with these investments helped me finance 100% college educations of my 2 sons, all way to JD / MBA and Finance MBA. That totals to 14 years of college education. Later, I replaced RYDEX Funds with ETF (TQQQ, SOXL, QLD) to help me with my retirement years. I trade Short Term, but I am not a DAY trader. The risk of ETF downturn are similar to downgrades by analysts or companies falling short on earnings and future predictions. It has left me with a very bitter taste tradings individual securities. Secondly, most ETF are very affordable than individual stocks.

I only trade the ETF on the LONG side, but hedge my positions with Weekly covered CALLS and/or Weekly Vertical CREDIT SPREADS (3 expiration every week) on the underlying and the SP500 Index during market/stock declines on a short term basis. I reinvest the premium collected in the underlying to lower cost and improve my position. This is a continuous process.

We are a very well educated family. My degrees include BA in Finance, BSc in Chemical Engineering, MSc in Process Control (managed and designed computer based controls for various process industries in Eastern one-half of United States). Because of my excellent education, experience and the know how I fully understand the investment risks/rewards of publicly traded securities. I don't think we need to be burdened with additional unnecessary regulations and be allowed to choose and manage our finances.

I migrated to the US of America because it was a a free country; please do not convert it to USR (United States of Russia) or USC (United States of China). We should be allowed to fund our own life style unless FINRA Committee can guarantee us 3 or 4 times of the current dollar amount of Social Security to live our life style as we are accustomed to.

Thank you very much for your consideration.