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Kandasamy Rathinasamy Comment On Regulatory Notice 22-08

Kandasamy Rathinasamy
N/A

The last several years have seen a growth in funds that help individual investors seek targeted exposure to investments and strategies previously only accessible to high net worth individuals. Use of funds including leveraged funds, inverse funds, commodities funds, real-estate funds including global real estate, high-yield bonds, currency strategies, emerging markets stock, bond and currency funds, sector funds etc has helped me better diversify my portfolio and manage its risk more effectively and at lower cost than was previously possible. As the recent rise in inflation has demonstrated, real-estate funds, commodities and inflation protection options are an important part of a diversified portfolio. As recent volatility has demonstrated, inverse, hedged and volatility-linked strategies can reduce portfolio risk and improve returns. As global instability increases, currency diversification is and will be more important. Disclosure of risks is important. But I ask that you NOT restrict access to the variety of funds that make it possible for individuals to diversify their portfolios and manage risk effectively. Thank you.