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Joel Minnich Comment On Regulatory Notice 22-08

Joel Minnich
N/A

Limiting the ability for all investors to choose the investments that they want us a large overstep by regulators. Rules such as these do not provide additional protection to investors but instead provide hurdles for individuals that they cannot meet and limits their access to potential enhanced returns.

Broker dealers already provide disclosures that clients have to agree to before their initial investment in a product - risks and terms are shared with the client. It is an individual investors responsibility to do their own due diligence or seek a financial advisors counsel on how to implement these products safely in their own portfolios.

Limiting choice is overreaching by a regulator. Regulators are created to protect investors from poor ethical characters NOT to limit their ability to choose. Please do not implement changes like this as it will have negative results for individual investors.