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Jim Wojton Comment On Regulatory Notice 22-08

Jim Wojton
N/A

I believe FINRAs scheme is misguided because it:
Hurts Investors: It could potentially deny you the freedom to choose investments that could
help you achieve long-term financial security.
Is Arbitrary and Unworkable: FINRAs definition of complex products is so broad, arbitrary
and vague that it could ensnare a vast number of commonly used public securities and affects my ability to freely invest

This will also create criteria to determine investor understanding are subjective and could lead to unfair or even discriminatory treatment of investors.
This Upends Our Regulatory System: Under the long-standing disclosure-based system, investors
have the right to decide which public equities, bonds, and funds they want to buy.

The FINRA plan upends all principles of investors and that is free choice. This will give you the regulatorsthe power to decide what public securities I can and cannot invest in.