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James Heath Comment On Regulatory Notice 22-08

James Heath
N/A

I am a retired citizen and an active private investor. I never had a job that provided me with a pension. I taught myself how to invest through trial and error. One of the great developments in investment products at the end of 1997 was that of ProFunds' making available inverse funds and leveraged funds. Both of these categories of mutual funds provided me more flexibility in how I could manage and grow my retirement accounts. The availability of these investment products helped me provide for me and my family in maintaining my status as a middle class tax-paying private citizen. The existing world of investing, through innovations such as these, has helped me and millions of other citizens live The American Dream. I urge you not to ruin it.