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Howard Fleming Comment On Regulatory Notice 22-08

Howard Fleming
N/A

I am writing to object to the subject proposed regulations. I do not believe an investor should have to go through any special process such as passing a competency test before one can invest in public securities such as leveraged or inverse funds. As with any investment, one is PERSONALLY responsible for understanding the goals and objectives by which the fund operates and the inherent risks in that particular investment. Leveraged and inverse funds and especially risk prone but such opportunities are needed to leverage one's portfolio.

The public does not need these proposed restrictive (outrageous) measures. In fact, I believe the public could benefit from liberalization, where inverse funds would be made more available in the portfolio options of IRA's. They should be REQUIRED options. That way, investors could profit during bear markets as well as bull markets.