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Harold Levkowitz Comment On Regulatory Notice 22-08

Harold Levkowitz
N/A

Dear Sirs- I have been successfully using leveraged ETF's that follow a multiple of either the S&P500, The Dow, and the NASDQ to bolster my investment portfolio, together with bell shaped conservative funds, using a diversified mix of funds. I am an aggressive investor. I have had success with a 10 or 15% mix of 2x and 3x bull market etf's. I have found the S&P500 and Nasdaq bull ETF's to be the most marketable, and have the lowest service fees. This has been very effective, although I also balance a diversified mix of high Beta stocks in my portfolio, with a base balance of high yield and Blue Chip Value stocks. Although I had mixed experience with Bear Market leveraged funds, and find them far more risky to market timing. I prefer to balance portfolio weighting of Bull Index funds, based on my view of the market outlook and periodic rebalancing of my portfolio.

Eliminating the ability to use leveraged funds will result in a lower benefit risk tradeoff for my investment portfolio whish will reduce my financial security planning and safety net.