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Erik Elbieh Comment On Regulatory Notice 22-08

Erik Elbieh
N/A

I am highly concerned about FINRA Regulatory Notice #22-08 because it could negatively impact the time and effort I have put into managed my leveraged portfolio. By imposing rules that restrict the freedom of my financial decisions, the regulation will make generalizations about who is sufficiently knowledgeable about leveraged products to use them properly. Adding special hoops to jump through for "tests of knowledge" which do not accurately correlate to the proper use of leveraged products can do more harm than good. Because I am early in my investing career, I have the benefit of time on my side to smooth out the risk profile of a slightly leveraged portfolio. Overall, I think the decision of how a person should invest their funds should be left to the individual - anything short is restricting a person's investing liberties.