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Edward Wetherell Comment On Regulatory Notice 22-08

Edward Wetherell
N/A

To whom it may concern, The know your customer rule, regulation BI and and the pending IRA rollover rules are sufficient to regulate investment options, advice and documentation regarding investment options, recommendations and relationships between advisors and clients. Putting further restrictions and limitations on clients access to investment products will disproportionately and negatively impact smaller/average investors as compliance costs and time spent per transaction increase, these investors will have access to fewer advisor options. More established and experienced advisors will be less willing to take on new and smaller relationships opting instead to focus on establishing client relationships and only larger new opportunities. In short, the negative unintended consequences far outweigh any conceivable good that might come from these proposed new restrictions. Thank you.