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Daryl Strom Comment On Regulatory Notice 22-08

Daryl Strom
N/A

Dear Sir or Madam,
I am concerned about possible restrictions to retail investors discussed in Notice 22-08. I currently personally use these types of "complex" investments to hedge against things like inflation or recession. These types ETFs make these investments accessible to people who are not institutional investors. I am concerned that the changes discussed will limit these investments to only the rich. This will provide the rich with an additional tool in their toolbox to become even richer, while the middle class will not have access to this tool.
I do believe education, not regulation is the solution. I do not believe that education even requires a test of skill or knowledge, but simply warning consumers that these products can be risky (as is already done at least on the platform I use.)