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Beverly Rice Comment On Regulatory Notice 22-08

Beverly Rice
N/A

Please do Not limit me or my financial investment adviser by limiting the use of leveraged products. Granted these are aggressive products, but everything about stock buying or stock shorting, is aggressive. These products are simply tools to be used at the appropriate time. For example, during big market corrections in the past they give you a chance to recover more quickly from a 20% plus stock market decline, in the NASDAQ, or the S&P 500, etc. I do not use or want the short products in my account, and my investment adviser understands that. However, I want him to be able to use the upside leverage after markets have declined dramatically, like now. After major corrections to the downside there is usually a prolonged period of upward growth. And, being able to leave the leveraged product in place during a growth cycle, of 2 to 10 years is very productive. When the growth stops then the leverage could well come off to secure the gains.

However the products are used, correctly or sometimes incorrectly, they give the possibility of excellent returns. Please do Not eliminate that as a possibility by restricting or eliminating these products.