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Adam Dings Comment On Regulatory Notice 22-08

Adam Dings
N/A

To Whom It May Concern, The proposed regulation, while put forth with genuine intent is not fully appreciating the consequences. Needing to prove knowledge with testing requirements on a relatively basic product is overly cumbersome on an already overwhelmed regulatory body. These investment products afford retail investors an opportunity to participate in a more aggressive strategy to build wealth that would otherwise be unavailable to most. Each invest house includes more than adequate notices and information for investors should they need further education, duplicative to what FINRA would be adding on. I urge you to reconsider this additional regulation on necessary products for sound investment strategy.