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Matthew Yeatter Comment On Regulatory Notice 21-19

Matthew Yeatter
Pilot

Request more transparency. Retail investors should have visibility on all exchanges and they should be immediate. Current technology makes this possible. T+2 system is a relic of an antiquated system. The current system architecture puts all the advantage to large firms that have access to information that is either restricted or delayed to the retail investor. This obviously creates an un-level playing field. The SEC needs to take aggressive action on “naked shorting” and other illegal stock market manipulations. Current actions are extremely slow (ie take years to investigate and try). In the meantime, HF’s etc. are fine with paying fines that really have no teeth. Additionally, these fines do nothing for the retail investor who has been cheated. It’s like being robbed and not getting back any of the items that were stolen from you… HF’s are basically stealing money from retail investors by illegally diluting share prices etc. It actually makes business sense for them to just pay the fines associated with their misconduct while they pocket hundreds of millions of dollars in money that they “stole” from retail investors. Today’s retail investor is much more informed than the retail investor a decade ago. We no longer NEED “Wall Street big guys” to tell us how to invest. If there isn’t sweeping legislation put in place to level the playing field for the retail investor and hold large institutions accountable, then world-wide investors will lose confidence in our system. Who wants to invest in a system that is stacked against them? As a proud American and 20 year military veteran, I have fought and sacrificed a great deal in order to provide safety and security for this country. I hope that FINRA will take aggressive action in order to secure a fair and equitable market for future generations. Thank you for the opportunity to contribute.