FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060408801 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Joseph Viet Duy Phan, Respondent Former Registered CRD No. 2555300 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Joseph Viet Duy Phan ("Phan" or "Respondent"), submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016050685102 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: NYLIFE Securities LLC, Respondent Member Firm CRD No. 5167 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064468601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Gerald A. Eaton, Respondent Former Registered Representative CRD No. 2279093 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent, Gerald A. Eaton submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.